Appraisal Services

Lender, AMC & Private Residential Appraisal Services

Accurate Property Valuations for Lenders, AMCs, Homeowners, Attorneys & Agents

Freeland Real Estate Appraisals (WA Certified Residential Appraiser #1703076) provides UAD- and USPAP-compliant residential real estate appraisals across Whatcom, Skagit, Snohomish, and San Juan County, Washington. Because every property and assignment has distinct requirements, we provide prompt, transparent fee and turnaround quotes tailored to your property.

1. Mortgage Lenders, Banks, Credit Unions & AMCs

Dependable residential lending and institutional appraisal reporting backed by deep Northwest Washington geographic competency, proactive communication, and online status tracking.

  • Single-Family Residential (URAR Form 1004) & FHA Appraisals
  • Individual Condominium (Form 1073) & Manufactured Home (Form 1004C)
  • Exterior-Only / Drive-By (Form 2055) & Appraisal Updates (Form 1004D)
  • Field Review (Form 2000), Desk Review, REO & Short Sale Appraisals
  • Employee Relocation (ERC) & Complex / Rural / Island Origination

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2. Island, Waterfront, Bare Land & Specialty Residential

Northwestern Washington and the San Juan Islands include diverse, high-complexity property types requiring true regional analysis rather than automated adjustments.

  • San Juan County Island Properties: San Juan Island, Orcas Island, Lopez Island & Shaw Island
  • Waterfront & View Homes: Marine shoreline, Lake Whatcom, Lake Stevens, and Samish/Padilla Bay properties
  • Bare Land & Acreage: Vacant residential lots, rural tracts, and recreational land
  • Custom, High-Value & Unique Architecture Residential Valuations

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3. Estate, Probate, Trust & Date-of-Death Appraisals

Defensible valuations prepared for estate attorneys, CPAs, executors, and family trustees settling an estate.

  • Retrospective “Date-of-Death” valuations for IRS & stepped-up tax basis
  • Current fair market value for probate and equitable heir distribution
  • Trust administration, gifting, and estate tax reporting

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4. Divorce, Bankruptcy & Legal Settlements

Unbiased, well-supported residential appraisals when dividing real property assets or resolving legal matters.

  • Marital dissolution, equity buyouts & mediation support
  • Bankruptcy & financial restructuring valuations
  • Discreet, impartial inspection and reporting process

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5. Pre-Listing, FSBO, PMI Removal & Home Market Value

Establish an accurate, objective current market value before buying, selling, or refinancing a residential property.

  • Pre-listing pricing strategy for homeowners and real estate brokers
  • For Sale By Owner (FSBO) market value documentation
  • Private Mortgage Insurance (PMI) removal valuations

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6. Property Tax Assessment Appeal Appraisals

If your county tax assessment exceeds your home’s true market value, a certified independent appraisal provides the comparable sales evidence required for an appeal.

  • Prepared for Whatcom, Skagit, Snohomish & San Juan County Boards of Equalization
  • Documents property condition, view obstructions, easements, or site limitations overlooked by mass assessments

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Request a Custom Fee & Turnaround Quote

Lender/AMC, standard residential, island, waterfront, and private assignments are quoted promptly based on parcel location and report scope.